ActiveResidential · sale

4361 Congress

Austin, TX 78745

$339,000

  • 2 beds
  • 2 baths
  • 1,581 sq ft
  • 0.02 acres
  • Built 2018

Listed by eXp Realty, LLC · MLS #ACT7644788

A FEW THINGS TO NOTICE

What stands out.

Details worth a look

Picture ending each day on your 35-foot-long private balcony, watching the sun drop and the southwest sky light up over Austin.

Year built

Built in 2018.

Property size

0.02 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

How does no HOA dues for 6 months sound? Ask us how! Picture ending each day on your 35-foot-long private balcony, watching the sun drop and the southwest sky light up over Austin. That's the everyday view from this 5th-floor 2-bed/2-bath condo in St. Elmo, the creative, homegrown heart of South Austin. This is a true arts-and-makers district: independent restaurants, local breweries, live music, studios and galleries, with pickleball, padel and Pins Mechanical when you feel like playing. It's equal parts tight-knit community and destination, all the fun without downtown's traffic and crowds, and still just minutes from the city center. Inside, a soaring wall of energy-efficient Andersen windows pours light across the huge open-concept living space, and with no neighbors to the east, it's more private. There's a built-in desk for work-from-home days, sleek quartz counters in the kitchen, and a roomy 16-ft primary suite with an extra-large walk-in closet. The dedicated laundry closet, smart Nest thermostat, in-unit washer and dryer, refrigerator, and 3 covered parking spots in the gated garage all come with it. The building adds 10,000 square feet of amenities: a rooftop fitness center, a yoga and meditation studio, a courtyard with a gas fire pit and grills, a shaded heritage oak courtyard, and two off-leash dog runs. A brand-new rooftop pool is being rebuilt. And it's all walkable. Grab a meal and a drink at The Yard (St. Elmo Brewing, Still Austin Whiskey, The Austin Winery), coffee at Cosmic, or a set at Monks Jazz Club, with Quickie Pickie grocery and Portal sauna + cold plunge coming soon. The Bergstrom Spur Pedestrian Trail is under construction and light rail is planned down South Congress, and Downtown, SoCo and Lady Bird Lake are all minutes away. A chance to plant roots early in St. Elmo before the rest of Austin catches on.

THE NEIGHBORHOOD

Explore the location.

4361 Congress, Austin, TX 78745

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2018
Full baths
2
Half baths
0
Garage spaces
0
Cooling
Central Air
Heating
Central
Appliances
Dishwasher, Disposal, Microwave, Plumbed For Ice Maker, Free-Standing Electric Range, Refrigerator, Vented Exhaust Fan, Washer/Dryer Stacked, Electric Water Heater
Flooring
No Carpet, Tile, Vinyl
Fencing
None
Accessibility
None
Pool features
See Remarks
Subdivision
Public Condos Bldg 1
Parcel
04120408240000
HOA
PUBLIC Condominium
HOA amenities
Common Area Maintenance, Landscaping, Maintenance Grounds, Trash
HOA fee frequency
Monthly
Elementary school
Galindo
Middle school
Bedichek
High school
Travis
Annual property tax
$7,537.92
HOA fee
$876.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$-473.39
Estimated monthly rent$1,412.50
Cap rate-1.43%

Annual operating income: $-4,833.12

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Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interestLoan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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4361 Congress, Austin, TX 78745 · MLS #ACT7644788

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Listing information

MLS #ACT7644788 · Austin Board of Realtors

Listing brokerage: eXp Realty, LLC
Listing agent: Chloe Chiang

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.