ActiveResidential · sale

198 Rolling Oak Dr

Elgin, TX 78621

$1,049,000

  • 6 beds
  • 4 baths
  • 6,387 sq ft
  • 10 acres
  • Built 2024

Listed by K.C. Swartzel · MLS #ACT3283285

198 Rolling Oak Dr, Elgin, TX 78621 — photo 1 View full photo
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A FEW THINGS TO NOTICE

What stands out.

Details worth a look

The land is 90% cleared and fully usable, with 80+ mature oak trees, fenced areas for horses or livestock, a garden space, private well, and a large covered deck overlooking the valley.

Year built

Built in 2024.

Property size

10 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

SELLER WILL CONSIDER BUYING DOWN BUYER'S INTEREST RATE--10 UNRESTRICTED ACRES • 2 FULL KITCHENS • MULTIPLE LIVING AREAS • VALLEY VIEWS • FIBER INTERNET
Modern farmhouse estate just 10 minutes to Bastrop, 15 to Elgin, and 30 to Austin—combining size, usable land, and freedom rarely found this close to the city. This 2-year-old custom home offers 6–7 bedrooms including over 2,600 square feet of walk-out lower level with a full kitchen—ideal for multi-generational living, private guest quarters, or business use. The main level features a vaulted great room with a wall of glass capturing panoramic valley views. The newly completed kitchen includes quartz countertops, a large island, and extensive workspace. Easy conversion to gas cooking. The primary suite is oversized with a large bath, soaking tub, and curb-less shower. Upstairs bedrooms are connected by a central living/play area. An oversized laundry room adds everyday functionality. The land is 90% cleared and fully usable, with 80+ mature oak trees, fenced areas for horses or livestock, a garden space, private well, and a large covered deck overlooking the valley. Unrestricted property allows for business use, additional structures, animals, and long-term flexibility—rare to find with this level of home and acreage near Austin. Private setting. Usable land. Estate-scale home with real flexibility.
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THE NEIGHBORHOOD

Explore the location.

198 Rolling Oak Dr, Elgin, TX 78621

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2024
Full baths
3
Half baths
1
Garage spaces
0
Cooling
Central Air, Electric, ENERGY STAR Qualified Equipment, Heat Pump, Zoned
Heating
Central, Electric, ENERGY STAR Qualified Equipment, Forced Air, Heat Pump, Hot Water, Zoned
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Electric Range, Exhaust Fan, Microwave, Free-Standing Electric Oven, Free-Standing Electric Range, RNGHD, Free-Standing Refrigerator, Self Cleaning Oven, Stainless Steel Appliance(s), Warming Drawer, Washer, Electric Water Heater
Flooring
Carpet, Tile, Vinyl
Fencing
Partial, Wire
Accessibility
Accessible Bedroom, Central Living Area, Accessible Doors, Accessible Full Bath, Accessible Kitchen
Pool features
None
Subdivision
Rogers, Joseph
Parcel
198 Rolling Oak Dr, Elgin, Texas
Elementary school
Elgin
Middle school
Elgin
High school
Elgin
Annual property tax
$5,643.05

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$2,704.43
Estimated monthly rent$4,370.83
Cap rate3.34%

Annual operating income: $35,075.72

HOA: No HOA cost is included because the listing source does not report one. Confirm whether HOA dues apply before relying on this estimate.

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Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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198 Rolling Oak Dr, Elgin, TX 78621 · MLS #ACT3283285

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Listing information

MLS #ACT3283285 · Austin Board of Realtors

Listing brokerage: K.C. Swartzel
Listing agent: KC Swartzel

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.