28 N River Place Rd

Rio Frio, TX 78879

$499,000

4 beds
3 baths
2,145 sq ft
1.55 acres
Built 2007

Listed by Suttle And Associates · MLS #1696153

28 N River Place Rd, Rio Frio, TX 78879 — photo 1

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28 N River Place Rd, Rio Frio, TX 78879 · MLS #1696153

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A FEW THINGS TO NOTICE

What stands out.

Details worth a look

A full length covered back porch with wooden deck perfect for sitting, admiring the abundant wildlife in the area while enjoying a cookout with friends around the outdoor kitchen.

Year built

Built in 2007.

Property size

1.55 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

if you're looking for your own private oasis on or near the beautiful Frio River, check out this home. Want a perfect spot to take in the scenery and enjoy summers in the river, look no further! An easy paved 2-minute walk to the beautiful Frio River, this home is in the prestigious and gated Frio River Place subdivision between Leakey and Garner State Park. Home is built with beautiful Austin Stone and designed after the German influence of the area. It boasts 4 bedrooms, 3 baths, and 2,145.60 sq. ft. living area with an attached 2 car garage and workshop perfect for storing water toys needed for enjoying the nearby river. The home was built for privacy with 2 bedrooms with sink and area for kitchenette plus a full bath upstairs. This space is accessible without a need to disturb the homeowners. So, it is a perfect space for guests, grandkids or two quiet home offices. A full length covered back porch with wooden deck perfect for sitting, admiring the abundant wildlife in the area while enjoying a cookout with friends around the outdoor kitchen. The appliances convey with the property in addition to a large rainwater capture system and tanks. The property next door is identified as common area and is known to be an excellent area for hunting arrowheads. The flooring in the main house is gorgeous long leaf pine. Primary bath has a whirlpool tub which will be enjoyed after a fun day playing in the river. Three sets of French doors lead out to the back porch from inside and the views through the doors are incredible. The second story has a viewing deck that looks out across the Texas Hill Country. 300-year-old oaks and Pecan trees are scattered throughout the 1.55 acres and wait till you see the yard swing and fire pit in the back yard. This home also comes with the usage of an RV storage space, water system, and Frio River Park. As either your forever home or your personal oasis, homes of this caliber and lots of the beauty are limited. Less than 5 miles to the legendary Garner State Park and 3.5 miles to Leakey. The views are stunning! And if you are a bird watcher, this is the place for you! Sensible restrictions protect your investment!

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THE NEIGHBORHOOD

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28 N River Place Rd, Rio Frio, TX 78879

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THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 2007
Full baths: 3
Half baths: 0
Cooling: Two Central
Heating: Central
Flooring: Carpeting, Wood
Exterior: Stone/Rock, Cement Fiber
Accessibility: Doors-Pocket, Grab Bars in Bathroom(s), Ramped Entrance, First Floor Bath, Full Bath/Bed on 1st Flr, First Floor Bedroom, Ramp - Main Level, Stall Shower, Wheelchair Accessible, Wheelchair Ramp(s), Other
Pool features: None
Subdivision: Frio River Place Subdivision
Parcel: 5096
HOA: FRIO RIVER PLACE
HOA amenities: Park/Playground, Lake/River Park, Other - See Remarks
Elementary school: Leakey
Middle school: Leakey
High school: Leakey
Annual property tax: $2,813.00
HOA fee: $500.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$1,270.69

Estimated monthly rent$2,079.17

Cap rate3.31%

Annual operating income: $16,495.83

HOA: The listing source reports a $500.00 HOA fee, but not a usable payment frequency. HOA costs are not included in this estimate. Choose a monthly amount under Adjust assumptions.

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

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Listing information

MLS #1696153 · San Antonio Board of Realtors

Listing brokerage: Suttle And Associates
Listing agent: Dub Suttle

Listing status: Active. Record updated September 10, 2026. Confirm current availability and price with the listing agent.