ActiveResidential · sale

132 White Steppe

Georgetown, TX 78626

$430,000

  • 4 beds
  • 3 baths
  • 2,050 sq ft
  • 0.18 acres
  • Built 2020

Listed by Pure Realty · MLS #ACT5534208

A FEW THINGS TO NOTICE

What stands out.

Details worth a look

Enjoy beautifully manicured garden beds, professional landscaping, and a spacious covered patio that creates the ideal setting for relaxing summer evenings, outdoor dining, or entertaining guests.

Year built

Built in 2020.

Garage parking

2.5 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Welcome to 132 White Steppe in Georgetown, where thoughtful design, exceptional privacy, and an unbeatable location come together. Just 10 minutes from the vibrant downtown Georgetown district, known for its charming shops, restaurants, festivals, and year-round community events, this stunning home offers the perfect balance of convenience and tranquility. Situated on a rare oversized lot with no rear neighbors, the backyard is a private retreat framed by mature trees that provide both shade and seclusion. Enjoy beautifully manicured garden beds, professional landscaping, and a spacious covered patio that creates the ideal setting for relaxing summer evenings, outdoor dining, or entertaining guests. Curb appeal shines with equally impressive landscaping in the front yard. Inside, you'll find a thoughtfully designed floor plan featuring 4 spacious bedrooms, all with closets, and 3 full bathrooms strategically positioned throughout the home to maximize privacy and functionality. Vaulted ceilings, abundant natural light, and large picture windows enhance the open-concept design, creating a bright and inviting atmosphere. The chef's kitchen is the heart of the home, showcasing built-in stainless steel appliances, modern shaker-style cabinetry, Level 4 granite countertops, designer backsplash, a large center island, and an oversized walk-in pantry. Additional peace of mind comes with a roof replaced just last year. Residents enjoy access to outstanding community amenities, including a resort-style pool, fitness center, amenity center, disc golf course, stocked fishing pond, and miles of scenic walking and biking trails. Enjoy walkability to both the elementary and middle schools, while commuters benefit from easy access to major highways, toll roads, and many of Central Texas' tech employers. This is a rare opportunity to own a beautifully maintained home on one of the most desirable lots in the neighborhood. Qualifies for 100% financing with preferred lender.

THE NEIGHBORHOOD

Explore the location.

132 White Steppe, Georgetown, TX 78626

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2020
Full baths
3
Half baths
0
Garage spaces
2.5
Cooling
Ceiling Fan(s), Central Air
Heating
Central
Appliances
Built-In Electric Oven, Cooktop, Dishwasher, Disposal, Gas Cooktop, Microwave, Stainless Steel Appliance(s), Tankless Water Heater, Water Softener
Flooring
Carpet, Vinyl
Fencing
Fenced, Privacy, Wood
Accessibility
None
Pool features
None
Subdivision
Saddlecreek Ph 5
Parcel
209563500A0012
HOA
Saddlecreek
HOA amenities
Common Area Maintenance
HOA fee frequency
Monthly
Elementary school
James E Mitchell
Middle school
Wagner
High school
East View
Annual property tax
$9,256.44
HOA fee
$67.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$465.05
Estimated monthly rent$1,791.67
Cap rate1.55%

Annual operating income: $6,655.59

Have ERA review this rental estimate

Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interestLoan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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132 White Steppe, Georgetown, TX 78626 · MLS #ACT5534208

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Listing information

MLS #ACT5534208 · Austin Board of Realtors

Listing brokerage: Pure Realty
Listing agent: Rebecca Vita

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.