3320 Fm 243

Bertram, TX 78605

$575,000

4 beds
2 baths
1,976 sq ft
13.92 acres
Built 2006

Listed by eXp Realty, LLC · MLS #ACT5572504

3320 Fm 243, Bertram, TX 78605 — photo 1

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A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 2006.

Property size

13.92 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Embrace the best of Texas country living with this beautiful and peaceful 13.92 acre property in Bertram, TX. Experience wide-open Texas skies, quiet evenings with sunsets next to the beautiful tank, and the freedom to live life your way — all from this beautiful ranch retreat conveniently located less than an hour from downtown Austin.

The front acreage greets you with a gorgeous spring fed tank that has never gone dry providing water year round for livestock and is home to bluegill, large and smallmouth bass, catfish, and a variety of perch so you can enjoy fishing in your front yard! The tank is surrounded by trees and pasture land. Fenced for livestock this property is currently home to horses, cattle, and chickens making it the ideal homestead to accommodate your existing herds or flocks. Outdoors, the possibilities are endless, whether you're looking for leisure, recreation, or homesteading this property is ideal for anyone wanting their slice of Texas.

Featuring a bright blue exterior and welcoming front porch, the 4-bedroom, 2-bath home offers the perfect blend of Texas charm and modern comfort. Stepping inside you'll find a spacious, light-filled layout designed for relaxed living. The floor plan allows for easy flow between the kitchen, dining, and living areas — perfect for gatherings with family and friends. An added office make this the ideal place for work and play.

Whether you’re looking for a full-time homestead, hobby farm, or weekend getaway, this Bertram property offers the space and setting to make it your own. Contact the listing agent or your favorite Realtor to tour this amazing property and make it yours.

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THE NEIGHBORHOOD

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3320 Fm 243, Bertram, TX 78605

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THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 2006
Full baths: 2
Half baths: 0
Garage spaces: 0
Cooling: Ceiling Fan(s), Central Air
Heating: Central, Electric
Appliances: Dishwasher, Gas Oven
Flooring: Wood
Fencing: See Remarks, Electric, Fenced, Gate, Livestock, Perimeter
Accessibility: None
Pool features: None
Subdivision: none
Parcel: 3320 E FM 243
Elementary school: Burnet
Middle school: Burnet (Burnet ISD)
High school: Burnet
Annual property tax: $3,526.95

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$2,395.83

Cap rate—

Annual operating income: —

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

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Make a strong first impression.
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Stay connected to your investment.
Get support with rent collection, resident communication, maintenance coordination and owner reporting.

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Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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3320 Fm 243, Bertram, TX 78605 · MLS #ACT5572504

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Listing information

MLS #ACT5572504 · Austin Board of Realtors

Listing brokerage: eXp Realty, LLC
Listing agent: Jennifer Bruns

Listing status: Active. Record updated June 8, 2026. Confirm current availability and price with the listing agent.