ActiveResidential · sale

20720 4Th St 3

Saratoga, CA 95070

$769,900

  • 2 beds
  • 1 baths
  • 876 sq ft
  • 0.02 acres
  • Built 1970

Listed by Weichert, REALTORS® Rainbow · MLS #41136813

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PROPERTY QUESTIONS & SHOWINGS

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20720 4Th St 3, Saratoga, CA 95070 · MLS #41136813

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A FEW THINGS TO NOTICE

What stands out.

Living spaces

Inside, a light-filled living room with updated flooring, a gas fireplace, and oversized windows that look out into greenery.

Details worth a look

Its best feature may be the private courtyard — a sun-dappled outdoor room that works as a second living space from spring through October, and a rare thing at this level of the Saratoga market.

Year built

Built in 1970.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Walk out your door, and you're one block from Big Basin Way. Wildwood Park is on the same block. This is the part of Saratoga people picture when they imagine living here — the boutiques and sidewalk cafés of the Historic Village, La Fondue and Plumed Horse for dinner, the farmers market on Saturday — and it's all on foot rather than in the car. The home is a ground-floor residence in the Gatehouse, a gated community set under mature redwoods. Inside, a light-filled living room with updated flooring, a gas fireplace, and oversized windows that look out into greenery. The kitchen is finished in Italian quartz. The bath is a genuine retreat: a cast-iron soaking tub, rich marble flooring, and a marble shower running floor to ceiling. Its best feature may be the private courtyard — a sun-dappled outdoor room that works as a second living space from spring through October, and a rare thing at this level of the Saratoga market. The community adds a pool and spa among the redwoods, a sauna and fitness room, a clubhouse, and generous guest parking. Beyond the Village, everything Saratoga is known for is minutes away: Hakone Estate and Gardens with its bamboo groves and koi ponds, Villa Montalvo's themed gardens and trails, Sanborn County Park's redwood and oak canyons, the Blossom Festival and the Mountain Winery concerts. Highways 85 and 17 put Mountain View, Sunnyvale, and San Jose within an easy commute. All of it in the Saratoga Number #1-rated Union School District — Saratoga Elementary, Redwood Middle, and Saratoga High. A first home, a right-size, or a foothold in a town that rarely offers one.

THE NEIGHBORHOOD

Explore the location.

20720 4Th St 3, Saratoga, CA 95070

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Map position comes from the listing source. Open directions in Google Maps

THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1970
Full baths
1
Half baths
0
Garage spaces
0
Cooling
CentralAir
Heating
Electric,NaturalGas
Flooring
SeeRemarks
Pool
No
Pool features
InGround,Association
Subdivision
Other
Zoning
RM4
Parcel
50363065
HOA
NOT LISTED
HOA amenities
Clubhouse,FitnessCenter,Gas,MaintenanceGrounds,Pool,SpaHotTub,Security,Trash
HOA fee frequency
Monthly
HOA fee
$828.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase
Estimated monthly rent$3,207.92
Cap rate

Annual operating income:

HOA: Includes $828.00 per month in HOA dues, converted from the $828.00 monthly fee reported by the listing source.

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Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interestLoan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
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Listing information

MLS #41136813 · California Regional MLS

Listing brokerage: Weichert, REALTORS® Rainbow
Listing agent: Rajeshwari Nair

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.