ActiveResidential · sale

20920 Christopher Circle

Sonora, CA 95370

$595,000

  • 3 beds
  • 3 baths
  • 2,276 sq ft
  • 0.82 acres
  • Built 1998

Listed by Central California Realty · MLS #41133741

Property photos are not available.

A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 1998.

Garage parking

4 garage spaces listed.

Property size

0.82 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Welcome to this beautifully maintained 3 bedroom 25 bathroom 2276 square foot home in the desirable Apple Valley Estates The extra deep garage fits four cars offering abundant storage and convenience for vehicles tools or hobbies Recently painted inside and out this residence combines classic elegance with modern updates including a newer dishwasher and roof clearance Nestled off the street and surrounded by a naturally landscaped front yard with tasteful rock accents it offers both privacy and curb appeal The inviting covered porch framed with a crisp white railing is a perfect spot to unwind on warm summer evenings Step inside to a spacious entryway ideal for a welcoming display or cozy seating To the right the formal dining room opens gracefully to the living room which features a stunning floor to ceiling rock fireplace and sliding glass doors leading to the expansive deck Double pocket doors reveal a charming office with builtin cabinets workspaces and a window seat with storage drawers Its perfect for remote work or creative pursuits The kitchen is a timeless delight featuring white cabinetry black granite countertops and a spacious kitchenette for everyday dining Retreat to the large master suite with two closets and a luxurious master bathroom complete with a clawfoot tub and separate shower Two additional bedrooms a hall bathroom and an additional bathroom near the laundry area provide ample space for family and guests Wood flooring flows throughout the home and plentiful windows and dormers allow natural light to fill every room Outside the generous covered deck is perfect for entertaining or enjoying serene outdoor living The covered deck overlooks the backyard where a seasonal creek winds through the property and deer and turkeys are often seen creating a serene nature filled setting perfect for relaxing or entertaining This home is a rare blend of elegance and country living offering both comfort and sophistication in a prime Apple Valley Estates location Apple Valley Estates is one of the few gated communities in Tuolumne County offering a community pool and club house Dont miss the opportunity to make this exceptional property your own
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THE NEIGHBORHOOD

Explore the location.

20920 Christopher Circle, Sonora, CA 95370

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1998
Full baths
2
Half baths
1
Garage spaces
4
Cooling
CentralAir
Flooring
Wood
Pool
No
Pool features
None
Parcel
085460023
HOA amenities
Other
HOA fee frequency
Quarterly
HOA fee
$375.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—
Estimated monthly rent$2,479.17
Cap rate—

Annual operating income: —

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Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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20920 Christopher Circle, Sonora, CA 95370 · MLS #41133741

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Listing information

MLS #41133741 · California Regional MLS

Listing brokerage: Central California Realty
Listing agent: Amy Ruvalcaba

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.