ActiveResidential · sale

125 Westcreek

Bertram, TX 78605

$634,000

  • 3 beds
  • 2 baths
  • 2,155 sq ft
  • 1.55 acres
  • Built 2017

Listed by Keller Williams Realty · MLS #ACT6165910

A FEW THINGS TO NOTICE

What stands out.

Living spaces

You can't beat a low tax rate and low HOA fees, built in wet bar inside and outside, open floor plan, wine storage, TWO fireplaces (inside and out), private path down to Cow Creek, which backs up to the property, HUGE primary closet, large, covered front and back porch, water softener and MORE!

Year built

Built in 2017.

Garage parking

3 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Check out this gorgeous custom-built home on 1.55 acres in Whitewater Springs, Bertram, TX. You can't beat a low tax rate and low HOA fees, built in wet bar inside and outside, open floor plan, wine storage, TWO fireplaces (inside and out), private path down to Cow Creek, which backs up to the property, HUGE primary closet, large, covered front and back porch, water softener and MORE! Enjoy an active social committee with monthly events in a quiet, gated community. The community provides a 16-acre stocked lake, pool, walking trail and park. Your dream home boasts 2155 square feet, 3 bedrooms, and 2 full bathrooms! With tons of windows, this home is soaked in natural light. 45" custom cabinets, sophisticated backsplash, and a double built in oven in the kitchen give you a true gourmet feel. The primary bedroom has a wonderful walk-in closet with built in organization that could fit any fashionista's needs. The 3-car garage is oversized, giving you PLENTY of space for storage. The outdoor kitchen has a wet bar, fridge, and fireplace. This neighborhood is surrounded by the Balcones National Wildlife Refuge (meaning no subdivisions going up nearby!) and has a 16-acre stocked lake, community pool and park, and wildlife like deer, turkeys, and hummingbirds, coming right up to your back door! This lot is cleared for plenty of room to play but has tons of trees in the back near your private path to the creek. There are hiking trails along both sides of Cow Creek for your enjoyment. Roof was replaced in August of 2025. Exterior was repainted July 2025. Interior was repainted January 2026. Water heater replaced November 2025. Whitewater Springs is just 25 minutes away from Liberty Hill, Marble Falls and Lago Vista. Buyer and Buyer's agent to verify all listing information. Starlink is the best internet connection in the community. Seller has Starlink installed and ready to transfer to new owner. SEE DRONE VIDEO FOR HOME AND SUBDIVISION AMENITIES.

THE NEIGHBORHOOD

Explore the location.

125 Westcreek, Bertram, TX 78605

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2017
Full baths
2
Half baths
0
Garage spaces
3
Cooling
Central Air
Heating
Central, Fireplace(s)
Appliances
Bar Fridge, Built-In Electric Oven, Built-In Electric Range, Cooktop, Dishwasher, Disposal, Dryer, Electric Cooktop, Microwave, Electric Oven, Double Oven, Plumbed For Ice Maker, RNGHD, Refrigerator, Stainless Steel Appliance(s), Electric Water Heater, Water Softener Owned, Wine Refrigerator
Flooring
Laminate, Tile, Wood
Fencing
None
Accessibility
None
Pool features
None
Subdivision
Whitewater Springs
Parcel
08530060000630000
HOA
Whitewater Springs Property Owner's Association
HOA amenities
Common Area Maintenance
HOA fee frequency
Annually
Elementary school
Bertram
Middle school
Burnet (Burnet ISD)
High school
Burnet
Annual property tax
$7,987.88
HOA fee
$600.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$1,204.00
Estimated monthly rent$2,641.67
Cap rate2.53%

Annual operating income: $16,032.95

Have ERA review this rental estimate

Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interestLoan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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125 Westcreek, Bertram, TX 78605 · MLS #ACT6165910

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Listing information

MLS #ACT6165910 · Austin Board of Realtors

Listing brokerage: Keller Williams Realty
Listing agent: Michael Eckert

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.