73 Loma

Fredericksburg, TX 78624

$399,900

3 beds
3 baths
1,320 sq ft
3 acres
Built 2022

Listed by Keller Williams - Lake Travis · MLS #ACT3608092

73 Loma, Fredericksburg, TX 78624 — photo 1

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A FEW THINGS TO NOTICE

What stands out.

Living spaces

The main home offers 3 bedrooms, 3 bathrooms, and 1,320 square feet of living space, while the charming guest cabin includes 1 bedroom, 1 bathroom, and 532 square feet.

Year built

Built in 2022.

Property size

3 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Multiple offer received Hill Country estate offering both lifestyle and income potential. Situated on approximately 3 acres, this unique property is currently operating as a successful short-term rental and features two separate residences, making it ideal for personal use, multi-generational living, or continued investment as an income-producing property.
The main home offers 3 bedrooms, 3 bathrooms, and 1,320 square feet of living space, while the charming guest cabin includes 1 bedroom, 1 bathroom, and 532 square feet. Together, the two residences provide flexibility for owners and guests alike.
With light restrictions and existing septic capacity that may allow for additional improvements or expansion, the future possibilities are significant. Whether you're looking for a private retreat, a turnkey vacation rental business, or a property with room to grow, this one offers exceptional opportunity.

Property Highlights:

3-acre parcel
Main House: 3 Bedrooms | 3 Bathrooms | 1,320 SF
Guest Cabin: 1 Bedroom | 1 Bathroom | 532 SF
Currently operating as a successful short-term rental
Two separate residences
Light restrictions
Existing septic capacity may support future expansion
Excellent investment and income-producing potential

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THE NEIGHBORHOOD

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73 Loma, Fredericksburg, TX 78624

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THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 2022
Full baths: 3
Half baths: 0
Garage spaces: 0
Cooling: Central Air, Wall/Window Unit(s)
Heating: Central
Appliances: Dishwasher, Microwave, Electric Oven, Refrigerator, Washer/Dryer
Flooring: Vinyl
Fencing: See Remarks
Accessibility: None
Pool features: None
Subdivision: A0575
Parcel: A0575002700000000
Elementary school: Fredericksburg
Middle school: Fredericksburg
High school: Fredericksburg (Fredericksburg ISD)
Annual property tax: $502.51

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$1,666.25

Cap rate—

Annual operating income: —

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

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Make a strong first impression.
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Stay connected to your investment.
Get support with rent collection, resident communication, maintenance coordination and owner reporting.

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Stone-front home with a landscaped lawn and central entry — A more complete plan for your property

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Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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73 Loma, Fredericksburg, TX 78624 · MLS #ACT3608092

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Listing information

MLS #ACT3608092 · Austin Board of Realtors

Listing brokerage: Keller Williams - Lake Travis
Listing agent: Alice Duffy

Listing status: Active. Record updated June 5, 2026. Confirm current availability and price with the listing agent.