ActiveResidential · sale

4530 Fm 86

Luling, TX 78648

$949,000

  • 4 beds
  • 3 baths
  • 3,944 sq ft
  • 9.98 acres
  • Built 1977

Listed by Keller Williams Realty · MLS #ACT5580318

4530 Fm 86, Luling, TX 78648 — photo 1 View full photo
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A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 1977.

Garage parking

2 garage spaces listed.

Property size

9.98 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Set on 10 fully-fenced acres in between Luling and Lockhart, 4530 FM 86 offers the kind of privacy, open space, and Texas character that buyers seek in the Hill Country corridor.

This beautifully renovated gentleman’s ranch offers 3,994 square feet of stylish, high-end living with 4 bedrooms and 3 bathrooms. Thoughtfully designed with a large chef’s kitchen, generous living spaces, and a fully renovated interior with elevated finishes, the home delivers a polished blend of comfort, character, and modern design.

Outdoors, the pool and outdoor kitchen enhance the property’s relaxed, refined feel, while the large barn adds versatility for storage, hobbies, or ranch use, creating a property that feels as functional as it is inviting.
Currently used as a short-term rental with income-producing potential, this is a rare chance to own a Texas retreat that offers privacy, versatility, and strong appeal for both personal enjoyment and investment. Minutes from the BBQ Capital of Texas with easy access to both Austin (45 minutes) and San Antonio (60 minutes), 4530 FM 86 stands out as an opportunity for anyone seeking a quieter lifestyle, a weekend retreat, or a place with long-term potential.
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THE NEIGHBORHOOD

Explore the location.

4530 Fm 86, Luling, TX 78648

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1977
Full baths
3
Half baths
0
Garage spaces
2
Cooling
Ceiling Fan(s), Central Air, Electric, Multi Units
Heating
Central, Electric, Fireplace(s), Propane, Wood
Appliances
Built-In Gas Oven, Built-In Oven(s), Dishwasher, Disposal, Free-Standing Gas Range, RNGHD, Refrigerator, Free-Standing Refrigerator, Water Softener
Flooring
Tile, Wood
Fencing
Barbed Wire, Cross Fenced, Fenced, Full, Gate, Livestock, Perimeter, Wrought Iron, See Remarks
Accessibility
None
Pool features
In Ground, Outdoor Pool
Subdivision
Luling
Parcel
050001411600000
Elementary school
Luling Primary
Middle school
Luling
High school
Luling
Annual property tax
$11,470.10

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—
Estimated monthly rent$3,954.17
Cap rate—

Annual operating income: —

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Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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4530 Fm 86, Luling, TX 78648 · MLS #ACT5580318

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Listing information

MLS #ACT5580318 · Austin Board of Realtors

Listing brokerage: Keller Williams Realty
Listing agent: Matthew Ingles

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.