206 Cowal

Spicewood, TX 78669

$535,000

3 beds
2 baths
1,756 sq ft
0.71 acres
Built 1997

Listed by Keller Williams - Lake Travis · MLS #ACT6300327

206 Cowal, Spicewood, TX 78669 — photo 1

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A FEW THINGS TO NOTICE

What stands out.

Details worth a look

Vaulted ceilings, rich oak hardwood flooring, and a Texas limestone wood-burning fireplace create a warm and inviting atmosphere, while French doors open to a large newly stained back deck ideal for entertaining.

Year built

Built in 1997.

Garage parking

2 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Lovingly updated and thoughtfully maintained, this custom white stone home sits on two beautifully landscaped lots beneath mature live oaks, offering the peaceful Hill Country lifestyle Briarcliff is known for. Vaulted ceilings, rich oak hardwood flooring, and a Texas limestone wood-burning fireplace create a warm and inviting atmosphere, while French doors open to a large newly stained back deck ideal for entertaining.

The updated kitchen features leathered granite countertops from Brazil, customized oak cabinetry with rollout shelving, artisan hardware, white subway tile backsplash, stainless steel sink, and a new Whirlpool appliance suite. Additional updates include fresh interior paint, updated lighting and ceiling fans, cordless cellular blinds, new bedroom flooring, and beautifully updated bathrooms with porcelain tile and upgraded fixtures.

Major improvements include a standing seam impact-resistant steel roof, new gutters with stainless steel guards, updated exterior paint, a recently replaced air conditioning system, and Amish-made ProVia steel exterior doors.

Outside, the oversized double lot is fully fenced and shaded by mature live oaks, creating exceptional privacy and a peaceful backyard setting complete with garden beds, greenhouse, paver patio, and room to relax or play.

Located in the highly desirable Briarcliff community near Lake Travis, residents enjoy access to parks, trails, marina amenities, golf, and the relaxed charm that makes this area so special.

Explore the location More properties in Spicewood

THE NEIGHBORHOOD

Explore the location.

206 Cowal, Spicewood, TX 78669

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THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 1997
Full baths: 2
Half baths: 0
Garage spaces: 2
Cooling: Central Air
Heating: Central
Appliances: Dishwasher, Disposal, Microwave, Propane Cooktop, Range, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan
Flooring: Tile, Vinyl, Wood
Fencing: Fenced, Perimeter, Privacy
Accessibility: None
Pool features: None
Subdivision: BRIARCLIFF INC SEC 15
Parcel: 01569502060000
HOA: Briarcliff POA
HOA amenities: Common Area Maintenance
HOA fee frequency: Annually
Elementary school: West Cypress Hills
Middle school: Lake Travis
High school: Lake Travis
Annual property tax: $4,700.00
HOA fee: $620.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$1,177.87

Estimated monthly rent$2,229.17

Cap rate2.89%

Annual operating income: $15,471.99

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

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Make a strong first impression.
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Stay connected to your investment.
Get support with rent collection, resident communication, maintenance coordination and owner reporting.

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Stone-front home with a landscaped lawn and central entry — A more complete plan for your property

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206 Cowal, Spicewood, TX 78669 · MLS #ACT6300327

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Listing information

MLS #ACT6300327 · Austin Board of Realtors

Listing brokerage: Keller Williams - Lake Travis
Listing agent: Bryan Swan

Listing status: Active. Record updated July 13, 2026. Confirm current availability and price with the listing agent.