ActiveResidential · sale

414 Tumbling Creek

Kyle, TX 78640

$685,000

  • 5 beds
  • 5 baths
  • 3,562 sq ft
  • 0.2 acres
  • Built 2025

Listed by The Agency San Antonio · MLS #1953096

A FEW THINGS TO NOTICE

What stands out.

Additional spaces

A dedicated office/study, a media/theatre room, and a guest suite round out the main level.

Details worth a look

Outside, you'll find the oversized covered back patio a place to unwind or entertain outdoors with plenty of room to dine al fresco then sit by an outdoor fire.

Year built

Built in 2025.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Price Improvement on this upgraded gem! 6 Creeks at Waterridge. Come for the smalltown feel with big city convenient location & resort like amenities, and you'll stay for the serene feeling this home gives at golden hour when you watch the last drop of sun set, while deer wander through as you relax on the porch, soaking in the picturesque unobstructed greenbelt view. This luxurious Highland home not only makes a statement; it exudes a sense of comfort and tranquility with its warm wooden floors, floor to ceiling brick fireplace and room for every part of your lifestyle. This type of luxury is functional and elegant all at once, offering scale with its open flow concept, soaring ceilings, and a grand foyer greeted by a rounded staircase. The gourmet kitchen is any chef's delight with a quartz countertop abundant island, gas cooking, and high-end built-in appliances flanked by Kent Moore cabinets and a coffee bar. The owners have added more style, function and value by installing plantation shutters throughout and an owned water softener system. This stunning 5-bedroom, 4.5-bath offers 3,562 sq ft of thoughtfully designed living space with 3 ensuites and a 3-car garage. A dedicated office/study, a media/theatre room, and a guest suite round out the main level. On the 2nd floor you'll find 3 bedrooms- 1 with an ensuite and 1 with a lifestyle room off of it for a variety of options & interests, as well as a huge game room that overlooks the main floor, making this home ideal for entertaining and a multitude of activities. The primary suite features a bay window and an upgraded spa-inspired bath with a freestanding tub and tile surround that feels like a personal retreat. Outside, you'll find the oversized covered back patio a place to unwind or entertain outdoors with plenty of room to dine al fresco then sit by an outdoor fire. This home was built to elevate and cater to every part of one's lifestyle. Enjoy a huge community pool, the fishing pond, pickleball courts, etc. The owners are even negotiable to let any or all of the furnishings be sold, so make us an offer! The location is unbeatable- small town but near Austin and all its entertainment and industry growth. Don't miss out, schedule your home tour today!

THE NEIGHBORHOOD

Explore the location.

414 Tumbling Creek, Kyle, TX 78640

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2025
Full baths
4
Half baths
1
Cooling
One Central, Zoned
Heating
Central
Flooring
Carpeting, Ceramic Tile, Wood
Exterior
Brick, 4 Sides Masonry
Accessibility
Low Closet Rods, Low Pile Carpet, First Floor Bath, Full Bath/Bed on 1st Flr, First Floor Bedroom, Stall Shower
Pool features
None
Subdivision
6 CREEKS
Parcel
117781000F005002
HOA
6 CREEKS MASTER COMMUNITY
HOA amenities
Waterfront Access, Pool, Tennis, Clubhouse, Park/Playground, Jogging Trails, Fishing Pier, None
Elementary school
Collier
Middle school
Not Applicable
High school
San Marcos
Annual property tax
$7,557.47
HOA fee
$800.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase
Estimated monthly rent$2,854.17
Cap rate

Annual operating income:

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Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interestLoan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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414 Tumbling Creek, Kyle, TX 78640 · MLS #1953096

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Listing information

MLS #1953096 · San Antonio Board of Realtors

Listing brokerage: The Agency San Antonio
Listing agent: Michelle Shipman

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.