4826 Lago Vista

Belton, TX 76513

$825,000

4 beds
3 baths
4,184 sq ft
1.02 acres
Built 2004

Listed by eXp Realty, LLC · MLS #ACT1068245

4826 Lago Vista, Belton, TX 76513 — photo 1

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A FEW THINGS TO NOTICE

What stands out.

Living spaces

Designed with both function and sophistication in mind, the home features 4 bedrooms, 3 full bathrooms, and a thoughtfully designed open concept layout filled with natural light.

Details worth a look

Step outside to a covered patio overlooking the expansive backyard.

Year built

Built in 2004.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Experience elevated Hill Country living at 4826 Lago Vista Dr, a custom home situated on a private 1 acre lot in the prestigious Colinas Del Lago community of Belton, Texas. Just minutes from Stillhouse Hollow Lake, Dana Peak Park, and Downtown Belton, this property offers the ideal balance of space, privacy, and proximity to Central Texas recreation.

Designed with both function and sophistication in mind, the home features 4 bedrooms, 3 full bathrooms, and a thoughtfully designed open concept layout filled with natural light. The gourmet kitchen anchors the home with quartz countertops, new stainless ZLINE appliances, and an oversized island built for gathering, entertaining, and everyday living.

The living room showcases luxury vinyl plank flooring and a fireplace that creates warmth and architectural presence. The primary suite delivers a true retreat with a spa inspired bathroom, walk in shower, soaking tub, dual vanities, and a spacious custom closet. Secondary bedrooms are generously sized, and a dedicated flex space provides versatility for a home office, media room, or fitness area.

Step outside to a covered patio overlooking the expansive backyard. The 1 acre homesite offers a pool, and ample room for an outdoor kitchen, workshop, or simply the freedom to enjoy wide open Texas sunsets.

Located within Killeen ISD and approximately 10 minutes from Downtown Belton’s historic square, local dining, coffee shops, and UMHB, the property also provides convenient access to I 14, Temple, and Fort Hood. With boating, hiking, biking, and fishing just moments away at Stillhouse Hollow Lake, this home delivers a lifestyle defined by luxury, land, and location.

Schedule your private showing and experience Colinas Del Lago living firsthand.

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THE NEIGHBORHOOD

Explore the location.

4826 Lago Vista, Belton, TX 76513

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THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 2004
Full baths: 3
Half baths: 0
Garage spaces: 3
Cooling: Ceiling Fan(s), Central Air
Heating: Central
Appliances: Dishwasher, Disposal, Freezer, Microwave
Flooring: Carpet, Vinyl
Fencing: Back Yard, Fenced, Full
Accessibility: None
Pool features: Fenced, In Ground
Subdivision: Colinas Del Lago
Parcel: 0681270165
HOA: Colinas Del Lago
HOA amenities: Internet, Maintenance Grounds
HOA fee frequency: Annually
Elementary school: Skipcha
Middle school: Nolan
High school: Harker Heights
Annual property tax: $9,956.12
HOA fee: $690.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$1,606.78

Estimated monthly rent$3,437.50

Cap rate2.59%

Annual operating income: $21,343.88

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

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Make a strong first impression.
Bring together property preparation, professional marketing and applicant screening.
Stay connected to your investment.
Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimate Talk through your management needs

Stone-front home with a landscaped lawn and central entry — A more complete plan for your property

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4826 Lago Vista, Belton, TX 76513 · MLS #ACT1068245

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Listing information

MLS #ACT1068245 · Austin Board of Realtors

Listing brokerage: eXp Realty, LLC
Listing agent: Corrine Salter

Listing status: Active. Record updated June 3, 2026. Confirm current availability and price with the listing agent.