417 N Blanco St

Lockhart, TX 78644

$432,000

5 beds
3 baths
2,439 sq ft
0.35 acres
Built 2001

Listed by T J Lewis Real Estate · MLS #ACT3178248

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417 N Blanco St, Lockhart, TX 78644 · MLS #ACT3178248

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A FEW THINGS TO NOTICE

What stands out.

Details worth a look

The private in-law suite offers its own entrance, bedroom, full bath, kitchenette, living/dining area, washer and dryer hookups, and a brand-new covered porch—ideal for extended family, guests, or multigenerational living.

Year built

Built in 2001.

Property size

0.35 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

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***Seller concessions available for qualified buyers*** This beautifully updated 2,439 sq. ft. home offers 5 bedrooms, 3 full baths, and a dedicated office or nursery. The open-concept kitchen and living area feature new cabinetry, recessed lighting, updated fixtures, fresh interior and exterior paint, and a new roof. Tile flooring runs throughout the home, providing both durability and easy maintenance.

The private in-law suite offers its own entrance, bedroom, full bath, kitchenette, living/dining area, washer and dryer hookups, and a brand-new covered porch—ideal for extended family, guests, or multigenerational living.

Situated on a spacious 1/3-acre corner lot with no HOA, this property backs to a peaceful creek and wooded area, with the property line extending beyond the rear fence to the creek behind the home, providing additional space and a scenic natural backdrop. A large deck with a wheelchair ramp creates the perfect setting for seamless indoor-outdoor living.

Nestled in one of the area's historic neighborhoods, this home offers the rare combination of mature surroundings, creek views, a generous 1/3-acre lot, and no HOA—all just blocks from downtown dining, shopping, farmers markets, and community festivals.

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THE NEIGHBORHOOD

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417 N Blanco St, Lockhart, TX 78644

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THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 2001
Full baths: 3
Half baths: 0
Garage spaces: 0
Cooling: Ceiling Fan(s), Central Air, Electric, Wall/Window Unit(s)
Heating: Electric
Appliances: Electric Cooktop, Electric Range, Microwave, Electric Oven, Electric Water Heater
Flooring: Tile
Fencing: Back Yard, Chain Link, Fenced, Front Yard, Gate, Privacy, Wood
Accessibility: Accessible Approach with Ramp
Pool features: None
Subdivision: Jonathan Nix
Parcel: 030054500100620
HOA: None
Elementary school: Clear Fork
Middle school: Lockhart
High school: Lockhart
Annual property tax: $3,766.00
HOA fee: $0.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$996.03

Estimated monthly rent$1,800.00

Cap rate3.02%

Annual operating income: $13,032.40

HOA: No HOA cost is included because the listing source reports a $0 fee. Confirm current dues and special assessments before relying on this estimate.

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

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Listing information

MLS #ACT3178248 · Austin Board of Realtors

Listing brokerage: T J Lewis Real Estate
Listing agent: Micah Franks

Listing status: Active. Record updated September 10, 2026. Confirm current availability and price with the listing agent.