35105 Loma

Lake Elsinore, CA 92530

$1,145,000

4 beds
4 baths
2,618 sq ft
2.36 acres
Built 1992

Listed by @Vantage Real Estate · MLS #OC25271922

35105 Loma, Lake Elsinore, CA 92530 — photo 1

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A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 1992.

Garage parking

4 garage spaces listed.

Property size

2.36 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Car and horse Enthusiasts Dream Equestrian Estate Gated Community Spa ViewsThis is more than a homeits a retreat Located in the gated equestrian enclave of Rancho Capistrano this beautifully maintained 3bedroom 35 bathroom estate with a dedicated office sits on 26 fully fenced and usable acres offering unmatched versatility privacy and a level of care rarely seen at this price pointGarage Lovers ParadiseThe oversized 4car garage is a dream for car collectors mechanics and creatives Drywalled and airconditioned Sealed epoxy flooring Overhead compressed air lines and pulldown power Dedicated officework zone with builtin lighting and function More than just storagethis is a serious workspace for those who build tinker or restoreEquestrian Outdoor Amenities 3stall barn with generous turnouts Fenced pasture and ring ideal for riding grazing or trainingHorse wash stationNoclimb fencing with concrete posts All American FenceFencedgated area near home for pets or kidsAccess to miles of riding hiking trailsInterior Features Upgrades Engineered hardwood floors 20092010 Living room with shiplap accent wall woodburning insert blowerChimney serviced and ready for cozy nights Downstairs bathroom remodeled 2017 Updated plumbing valves 2022 Double oven builtin microwave 20222023 New thermostats and electrical upgrades Fridge can stay washerdryer optionalExterior Enhancements New roof 2020 New fascia gutters LED exterior lighting Freshly painted inside and out Screen doors weather stripping sealed skirting Graveled perimeter to reduce dust Permitted gazebo CalSpa 2020 on Trexstyle decking 2 seasonal creeksFruit trees plum apple pear 1500gallon backup water tank with gaspowered pump for fire protectionDiesel tractor and box blade may be includedSecurity LocationAutomated entry gate at the property for privacy and convenienceLocated within the gated community of Rancho Capistrano offering wideopen skies low HOA dues and a strong sense of rural charmJust 35 minutes to Orange County and 20 minutes to Lake ElsinoreI15 via Ortega Highway which has been improved for better access35105 Loma Rd is the kind of property that rarely becomes availablemeticulously maintained thoughtfully upgraded and ready for the next chapter Whether youre an equestrian car enthusiast or simply seeking space and serenity this home delivers

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THE NEIGHBORHOOD

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35105 Loma, Lake Elsinore, CA 92530

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THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 1992
Full baths: 3
Half baths: 1
Garage spaces: 4
Cooling: CentralAir
Heating: Central
Appliances: BuiltInRange,Dishwasher
Flooring: Tile
Utilities: ElectricityConnected
Fencing: ExcellentCondition,Security
Pool: No
Pool features: None
Spa: Yes
Parcel: 385160013
HOA: Ralston Community Management
HOA amenities: HorseTrails,Trails
HOA fee frequency: Quarterly
High school: Lakeside
HOA fee: $385.25

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$4,770.83

Cap rate—

Annual operating income: —

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

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Make a strong first impression.
Bring together property preparation, professional marketing and applicant screening.
Stay connected to your investment.
Get support with rent collection, resident communication, maintenance coordination and owner reporting.

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Stone-front home with a landscaped lawn and central entry — A more complete plan for your property

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A team behind your next step.

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35105 Loma, Lake Elsinore, CA 92530 · MLS #OC25271922

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Listing information

MLS #OC25271922 · California Regional MLS

Listing brokerage: @Vantage Real Estate
Listing agent: Russell Taylor

Listing status: Active. Record updated August 1, 2026. Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.