130 Capstone Street

Belton, TX 76513

$495,000

4 beds
3 baths
2,563 sq ft
0.72 acres
Built 2010

Listed by Epique Realty LLC · MLS #602685

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130 Capstone Street, Belton, TX 76513 · MLS #602685

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A FEW THINGS TO NOTICE

What stands out.

Additional spaces

A spacious bonus room upstairs with a full bathroom provides excellent flexibility for a game room, guest suite, home office, or second living area.

Details worth a look

The back patio offers respite from the sun and access to the large, fully fenced, and shady backyard.

Year built

Built in 2010.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

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First time on the market, this John D Bowen custom built single-family home offers a rare combination of privacy, space, and a peaceful Hill Country setting. Situated on a .72-acre lot with no neighbors on either side, the property is surrounded by mature live oak trees and expansive views that create a truly serene atmosphere. Enjoy morning coffee or evening drink of choice on the front porch and enjoy colorful sunsets and sweeping views of the Valley with shade from the mature live oak trees. The back patio offers respite from the sun and access to the large, fully fenced, and shady backyard.

The home features 4 bedrooms and 3 full bathrooms across 2,563 square feet, with 3 bedrooms conveniently located on the main level. A spacious bonus room upstairs with a full bathroom provides excellent flexibility for a game room, guest suite, home office, or second living area.

The kitchen is generously sized and thoughtfully designed with real wood cabinetry, granite countertops, gas range, abundant storage, and ample workspace for everyday living and entertaining. A breakfast bar and breakfast nook make this an inviting space to entertain friends and family. A large laundry room with additional storage adds to the home’s functional and well-planned layout.

Significant recent updates provide peace of mind, including two heat pump HVAC systems. The roof was replaced in December 2022 and a tankless water heater was installed in October 2025.

Built in 2010 and lovingly cared for, this home offers a quiet, private setting with views in every direction, a low tax rate, and a truly peaceful atmosphere. A rare opportunity to enjoy space, privacy, and comfort in a tranquil environment.

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THE NEIGHBORHOOD

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130 Capstone Street, Belton, TX 76513

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LOCAL MARKET CONTEXT

Bell County housing market

See the broader conditions surrounding this property through ERA Brokers Consolidated research.

12-month price trend$278,347Up 0.8% vs. the previous 12 months

Months of supply5.912-month average

Days on market11212-month weighted average

Latest available data: August 2026. Research by ERA Brokers Consolidated.

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These figures describe the broader reporting area and do not determine this property’s value, condition, availability, or likely sale price.

THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 2010
Full baths: 3
Half baths: 0
Garage spaces: 2
Cooling: TwoUnits
Heating: Central
Appliances: TanklessWaterHeater,SomeGasAppliances,Cooktop,Range,WaterSoftenerOwned
Flooring: Carpet,Tile
Utilities: ElectricityAvailable,NaturalGasAvailable
Exterior: None,RainGutters
Fencing: Perimeter
Pool features: None
Spa: No
Subdivision: High Crest Ph I
Parcel: 387098
HOA: High Crest
HOA fee frequency: Annually
Elementary school: Sparta Elementary
Middle school: Belton Middle School
High school: Belton High School
HOA fee: $600.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$2,062.50

Cap rate—

Annual operating income: —

HOA: Includes $50.00 per month in HOA dues, converted from the $600.00 annual fee reported by the listing source.

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Stone-front home with a landscaped lawn and central entry — A more complete plan for your property

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Listing information

MLS #602685 · Central Texas MLS

Listing brokerage: Epique Realty LLC
Listing agent: Erin Brotherman

Listing status: Active. Record updated September 10, 2026. Confirm current availability and price with the listing agent.