ActiveResidential · sale

5576 Helm Ln

Temple, TX 76502

$148,600

  • 3 beds
  • 2 baths
  • 1,232 sq ft
  • 0.23 acres
  • Built 1982

Listed by eXp Realty · MLS #602399

5576 Helm Ln, Temple, TX 76502 — photo 1 View full photo
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PROPERTY QUESTIONS & SHOWINGS

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5576 Helm Ln, Temple, TX 76502 · MLS #602399

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Your purchase plans

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A FEW THINGS TO NOTICE

What stands out.

Living spaces

The living room provides a central transition point between the dining area and the bedrooms.

Details worth a look

The property features central heating and air across all three bedrooms and an enclosed patio to enjoy the outdoors. and comfortable living spaces throughout.

Year built

Built in 1982.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Homeownership is possible with this affordable and move-in-ready home. The property features central heating and air across all three bedrooms and an enclosed patio to enjoy the outdoors. and comfortable living spaces throughout. The living room provides a central transition point between the dining area and the bedrooms. Providing a semi open concept that allows for conversation but still provides privacy and spatial separation.

Take a deep breath when you arrive, the wind coming off Lake Belton not only provides cleaner air but also helps cool the outdoors in the heat of summer.

The home has access to a community with a pool and LOW HOA fees, which keeps ownership costs manageable with a high value proposition. You can enjoy the amenities of rural living such as the lack of noise, less light pollution, and no thru traffic. Being out of city limits and yet only 10 miles from downtown temple.
The roof was replaced in August 2024, providing added peace of mind for years to come. A solid option for a first-time buyer, downsizer, or anyone seeking a well-maintained home in a growing area. Staging has been removed so the house is empty, ready to explore and visualize your dreams.
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THE NEIGHBORHOOD

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5576 Helm Ln, Temple, TX 76502

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Map position comes from the listing source. Open directions in Google Maps

LOCAL MARKET CONTEXT

Bell County housing market

See the broader conditions surrounding this property through ERA Brokers Consolidated research.

12-month price trend$278,347Up 0.8% vs. the previous 12 months
Months of supply5.912-month average
Days on market11212-month weighted average

Latest available data: August 2026. Research by ERA Brokers Consolidated.

Explore the full market report

These figures describe the broader reporting area and do not determine this property’s value, condition, availability, or likely sale price.

THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1982
Full baths
2
Half baths
0
Garage spaces
0
Cooling
CentralAir
Heating
Propane
Appliances
Dishwasher,GasRange,Refrigerator,SomeGasAppliances,BuiltInOven
Flooring
Laminate,Vinyl
Utilities
ElectricityAvailable
Exterior
None
Fencing
ChainLink
Pool features
None
Spa
No
Parcel
15084
HOA
Lakeaire HOA
HOA fee frequency
Annually
Elementary school
High Point Elementary
Middle school
North Belton Middle School
High school
Lake Belton High School
HOA fee
$130.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—
Estimated monthly rent$619.17
Cap rate—

Annual operating income: —

HOA: Includes $10.83 per month in HOA dues, converted from the $130.00 annual fee reported by the listing source.

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Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
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A team behind your next step.

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Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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Listing information

MLS #602399 · Central Texas MLS

Listing brokerage: eXp Realty
Listing agent: Josiah J. Wilson

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.