3419 S RIVER RD 31

St George, UT 84790

$294,000

3 beds
3 baths
1,460 sq ft
0.02 acres
Built 2007

Listed by KW Ascend Keller Williams Realty · MLS #26-270542

3419 S RIVER RD 31, St George, UT 84790 — photo 1

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A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 2007.

Property size

0.02 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Want a rate in the 4's or 5's for your first two years? SELLER IS OFFERING A $7,000 2-1 BUYDOWN! The Cottages at Fossil Hills is a fantastic townhome community in a prime location.These units don't come up very often- especially for this price- come check this one out!

This unit has been incredibly well taken care of and is in a private part of the community. NOT on the main road (River). The amenities (clubhouse, pool, playground) are top-notch, and HOA dues to cover them are significantly less than comparable neighborhoods!

Excellent location, close to everything! 2 dedicated parking spots.

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THE NEIGHBORHOOD

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3419 S RIVER RD 31, St George, UT 84790

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THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 2007
Garage spaces: 0
Cooling: Central Air
Heating: Heat Pump
Appliances: Washer, Refrigerator, Oven/Range, Freestnd, Microwave, Dryer, Dishwasher
Utilities: Culinary, City, Electricity Connected, Sewer Connected
Parking: None
Subdivision: COTTAGES AT FOSSIL HILLS
Zoning: Residential
Parcel: SG-CFH-2-31
HOA amenities: Clubhouse,Common Area Maintenance,Playground,Fitness Center,Outdoor Pool,Exterior Bldg Ins,Garbage,Exterior Bldg Maint
HOA fee frequency: Monthly
Elementary school: Bloomington Elementary
Middle school: Desert Hills Middle
High school: Desert Hills High
HOA fee: $148.50

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$1,225.00

Cap rate—

Annual operating income: —

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

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Review rental pricing, property condition and your ownership goals with a local professional.
Make a strong first impression.
Bring together property preparation, professional marketing and applicant screening.
Stay connected to your investment.
Get support with rent collection, resident communication, maintenance coordination and owner reporting.

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3419 S RIVER RD 31, St George, UT 84790 · MLS #26-270542

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Listing information

MLS #26-270542 · Washington County MLS

Listing brokerage: KW Ascend Keller Williams Realty
Listing agent: Scott Chapman

Listing status: Active. Record updated September 10, 2026. Confirm current availability and price with the listing agent.

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the Washington County Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than ERA Brokers Consolidated, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright © 2023 Washington County Board of REALTORS®. All Rights Reserved.