ActiveResidential · sale

1903 N Harding Avenue

Cameron, TX 76520

$347,500

  • 4 beds
  • 3 baths
  • 2,172 sq ft
  • 0.24 acres
  • Built 1981

Listed by Magnolia Realty Temple Belton · MLS #608949

1903 N Harding Avenue, Cameron, TX 76520 — photo 1 View full photo
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A FEW THINGS TO NOTICE

What stands out.

Details worth a look

You are sure to love the private balcony off of the primary bedroom with an exterior staircase leading to the extended covered patio below.

Year built

Built in 1981.

Garage parking

2 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

This well-maintained 4-bedroom, 2.5-bath home is located in an established neighborhood in Cameron, Texas and ready to welcome new owners. The oversized lot offers several mature oak and elm trees that provide ample shade that you will appreciate during the heat of the Texas summer. The home is centrally located and within walking distance to the elementary school, public walking trails, city pool and just minutes from the local golf course, offering the convenience that only a small town can provide.

The interior features fresh paint throughout and a functional layout designed for everyday living. There are two spacious living/family areas that both include wood-burning stoves and ceiling fans.

The downstairs bedroom provides flexibility and may be used as an office, playroom, or guest space. An en-suite half bathroom is perfect for entertaining and guests. The remaining bedrooms are on the second level and are generously sized with large closets and ceiling fans.

The primary suite features a fully remodeled bathroom with a soaking tub and separate walk-in shower as well as dual vanities. You are sure to love the private balcony off of the primary bedroom with an exterior staircase leading to the extended covered patio below.

An enclosed sunroom with a hot tub adds additional living or storage space and could also serve as a hobby or gardening area.

Additional highlights include original wood and stone accents, a well-maintained yard with a full sprinkler system that is big enough to accommodate a pool or trampoline, a storage building with rollup door, 2-car garage, and a new roof installed in 2024. Did I mention the laundry chute in the secondary bathroom upstairs? (Hello, Kevin McAllister!)

This property has been thoughtfully updated and blended with original charm. Cameron is located in the heart of Central Texas and is an easy commute to Waco, Belton/Temple, Thorndale, Rockdale, and Bryan/College Station. Come see it today!
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THE NEIGHBORHOOD

Explore the location.

1903 N Harding Avenue, Cameron, TX 76520

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1981
Full baths
2
Half baths
1
Garage spaces
2
Cooling
CentralAir,OneUnit
Heating
Electric,WoodStove
Appliances
Dishwasher,ElectricRange,ElectricWaterHeater,Disposal,Oven,WaterHeater,SomeElectricAppliances
Flooring
Carpet,Combination,Vinyl
Utilities
TrashCollectionPublic
Exterior
Balcony,CoveredPatio,Porch,RainGutters,Storage
Fencing
BackYard,Privacy,Wood
Pool features
None
Spa
Yes
Subdivision
Country Club
Parcel
R14356
Elementary school
Ben Milam Elementary
Middle school
Cameron Junior High School
High school
Cameron High School

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—
Estimated monthly rent$1,447.92
Cap rate—

Annual operating income: —

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Your property and current assumptions will be included for our team to review.

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Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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1903 N Harding Avenue, Cameron, TX 76520 · MLS #608949

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Listing information

MLS #608949 · Central Texas MLS

Listing brokerage: Magnolia Realty Temple Belton
Listing agent: Kayla Ketterman

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.