ActiveResidential · sale

2010 American

Lago Vista, TX 78645

$439,900

  • 4 beds
  • 3 baths
  • 2,616 sq ft
  • 0.3 acres
  • Built 2007

Listed by Keller Williams - Lake Travis · MLS #ACT3077362

A FEW THINGS TO NOTICE

What stands out.

Living spaces

Upstairs hosts two additional bedrooms, bath and expansive family room, perfect for guests and allowing everyone privacy.

Details worth a look

There is a private courtyard, the perfect place to enjoy that morning cup of coffee while still in your "comfy clothes" plus a rear patio where you can watch the sunsets and wildlife.-deer, road runners, squirrels, numerous birds, an occasional fox-you never know what you might see.

Year built

Built in 2007.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Vista Villas is a small friendly condo community near Lake Travis. This home is one of the few that faces a "greenbelt" rather than another's door, giving you a sense of spaciousness. This home features an expansive layout with the main living areas on the first floor. There is a large living area, generous kitchen boasting a breakfast bar and spacious breakfast area, laundry room with extra storage space, formal dining area, a large flex office/4th bedroom plus a well-appointed primary bedroom with an en-suite bath and large walk-in closet. Upstairs hosts two additional bedrooms, bath and expansive family room, perfect for guests and allowing everyone privacy. There is a private courtyard, the perfect place to enjoy that morning cup of coffee while still in your "comfy clothes" plus a rear patio where you can watch the sunsets and wildlife.-deer, road runners, squirrels, numerous birds, an occasional fox-you never know what you might see. The exterior was recently (2024) repainted and resealed insuring the integrity and aesthetic appeal of the structure. This home is conveniently located near the pool and hot tub, mailboxes and Amenity Center, the perfect place to enjoy bridge or "hand and foot" games, host family celebrations or meet your neighbors for community get-togethers.

Vista Villas is also a member of the Lago Vista Property Owners Assoc. giving you access to the numerous waterfront parks, boat ramps, fishing well, fitness centers, pool, clubhouse, campgrounds, tennis courts and more!

Lago Vista is a prosperous community on the North Shore of Lake Travis that celebrates the lakeside lifestyle. With more than 15 miles of shoreline, you have ample opportunities to boat, fish, kayak, etc. Plus there is an 18-hole golf course for those of you who like to golf. COME LIVE LIKE YOU ARE ON VACATION!

Only $168.16 per square foot!!!

THE NEIGHBORHOOD

Explore the location.

2010 American, Lago Vista, TX 78645

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2007
Full baths
2
Half baths
1
Garage spaces
2
Cooling
Ceiling Fan(s), Central Air
Heating
Central
Appliances
Dishwasher, Disposal, Microwave, Free-Standing Electric Range, Electric Water Heater
Flooring
Carpet, Tile, Wood
Fencing
None
Accessibility
None
Pool features
None
Subdivision
Lago Vista Villas Condominiums
Parcel
01608808190000
HOA
Vista Villas COA
HOA amenities
Common Area Maintenance, Insurance, Landscaping, Maintenance Grounds
HOA fee frequency
Monthly
Elementary school
Lago Vista
Middle school
Lago Vista
High school
Lago Vista
Annual property tax
$8,385.76
HOA fee
$605.63

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$30.90
Estimated monthly rent$1,832.92
Cap rate0.33%

Annual operating income: $1,470.59

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Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interestLoan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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2010 American, Lago Vista, TX 78645 · MLS #ACT3077362

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Listing information

MLS #ACT3077362 · Austin Board of Realtors

Listing brokerage: Keller Williams - Lake Travis
Listing agent: Gene Arant

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.